Privacy Policy
Last Updated: January 2025
SMS/Text Message Terms & Opt-In Disclosure
By providing your phone number and submitting an application through ToastCap, you expressly consent to receive SMS/text messages from ToastCap regarding your application status, funding updates, and related communications.
What Messages You Will Receive:
- Application confirmation and status updates
- Reminders to complete required steps (document uploads, identity verification)
- Funding decision notifications
- Important account and service updates
Message Frequency:
Message frequency varies based on your application status. Typically, you will receive 3-5 messages during the application process.
Opt-Out Instructions:
You can opt out of SMS messages at any time by replying STOP to any message you receive from us. You may also contact us at 305-515-7319 or info@toastcap.com to opt out.
Costs:
Message and data rates may apply. Check with your mobile carrier for details about your text messaging plan.
Help:
For help, reply HELP to any message or contact us at 305-515-7319.
By submitting your application, you confirm that you are the owner or authorized user of the mobile phone number provided and agree to receive automated SMS messages from ToastCap. Consent is not a condition of purchase.
Information We Collect
When you apply for funding through ToastCap, we collect the following information:
- Personal Information: Name, email address, phone number, date of birth
- Business Information: Business name, type, time in business, monthly revenue
- Financial Information: Bank statements, credit score range, funding amount requested
- Identity Verification: Driver's license, void check for bank verification
How We Use Your Information
We use your information to:
- Process and evaluate your funding application
- Communicate with you about your application status via email and SMS
- Verify your identity and business information
- Connect you with appropriate funding partners
- Comply with legal and regulatory requirements
- Improve our services and customer experience
Information Sharing
We may share your information with:
- Funding Partners: Lenders and financial institutions to process your application
- Service Providers: Third-party services that help us operate (email, SMS, document signing)
- Legal Requirements: When required by law or to protect our rights
We do not sell your personal information to third parties for marketing purposes.
Data Security
We implement industry-standard security measures to protect your personal and financial information. All data transmitted through our website is encrypted using SSL/TLS technology. We regularly review and update our security practices to ensure your information remains protected.
Your Rights
You have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your information (subject to legal requirements)
- Opt out of marketing communications
- Opt out of SMS messages by replying STOP
Cookies and Tracking
Our website uses cookies and similar technologies to improve your browsing experience, analyze site traffic, and understand where our visitors come from. You can control cookie settings through your browser preferences.
Contact Us
If you have questions about this Privacy Policy or our data practices, please contact us:
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the updated policy on this page with a new "Last Updated" date. Your continued use of our services after any changes indicates your acceptance of the updated policy.